{"id":102083,"date":"2025-10-06T17:48:09","date_gmt":"2025-10-06T17:48:09","guid":{"rendered":"https:\/\/ekamu.net\/?p=102083"},"modified":"2025-10-06T17:48:09","modified_gmt":"2025-10-06T17:48:09","slug":"tuketici-kredilerinde-buyume-hizi-alti-ayin-zirvesinde","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2025\/10\/06\/tuketici-kredilerinde-buyume-hizi-alti-ayin-zirvesinde\/","title":{"rendered":"T\u00fcketici kredilerinde b\u00fcy\u00fcme h\u0131z\u0131 alt\u0131 ay\u0131n zirvesinde"},"content":{"rendered":"<p><p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumunun (BDDK) haftal\u0131k b\u00fcltenine g\u00f6re, sekt\u00f6r\u00fcn\u00fcn toplam kredi hacmi, 15 kas\u0131m haftas\u0131nda 11 milyar 818 milyon lira artarken t\u00fcketici kredilerinde b\u00fcy\u00fcme alt\u0131 ay\u0131n zirvesini g\u00f6rd\u00fc.<\/p>\n<p>T\u00fcketici kredilerinin tutar\u0131, 15 Kas\u0131m itibar\u0131yla 3 milyar 662 milyon lira azalarak 1 trilyon 893 milyar 524 milyon liraya indi. S\u00f6z konusu tutar\u0131n 488 milyar 561 milyon liras\u0131 konut, 74 milyar 93 milyon liras\u0131 ta\u015f\u0131t ve 1 trilyon 330 milyar 870 milyon liras\u0131 ihtiya\u00e7 kredilerinden olu\u015ftu.<\/p>\n<div>\n<p>Bu d\u00f6nemde taksitli ticari kredilerin tutar\u0131, 19 milyar 577 milyon lira artarak 2 trilyon 9 milyar 406 milyon lira oldu.<\/p>\n<p>13 haftal\u0131k y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f ve kur etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f b\u00fcy\u00fcme ticari kredilerde b\u00fcy\u00fcme 15 Kas\u0131m haftas\u0131nda \u0131l\u0131ml\u0131 bir art\u0131\u015fla y\u00fczde 22,5 olarak izlendi. S\u00f6z konusu art\u0131\u015f \u00f6nceki hafta y\u00fczde 22,3 seviyesindeydi.<\/p>\n<p>T\u00fcketici kredilerinde ise b\u00fcy\u00fcme daha h\u0131zl\u0131 bir art\u0131\u015f g\u00f6sterdi. Alt\u0131 ay\u0131n zirvesini g\u00f6ren b\u00fcy\u00fcme h\u0131z\u0131 y\u00fczde 33,2 olarak ger\u00e7ekle\u015fti. T\u00fcketici kredilerinde b\u00fcy\u00fcme 8 Kas\u0131m haftas\u0131nda y\u00fczde 32,3 olarak olarak kaydedilmi\u015fti.<\/p>\n<\/div>\n<div>\n<div> <img decoding=\"async\" src=\"https:\/\/ekamu.net\/wp-content\/uploads\/2025\/10\/tuketici-kredilerinde-buyume-hizi-alti-ayin-zirvesinde-0-YJ3psFHG.jpg\"\/> <\/div>\n<p>Bankalar\u0131n bireysel kredi kart\u0131 alacaklar\u0131 ise y\u00fczde 0,5 art\u0131\u015fla 1 trilyon 676 milyar 521 milyon liraya \u00e7\u0131kt\u0131. Bireysel kredi kart\u0131 alacaklar\u0131n\u0131n 582 milyar 246 milyon liras\u0131n\u0131 taksitli, 1 trilyon 94 milyar 275 milyon liras\u0131n\u0131 taksitsiz bor\u00e7lar olu\u015fturdu.<\/p>\n<p><b> Yasal \u00f6z kaynaklar artt\u0131 <\/b><\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde takipteki alacaklar, 15 Kas\u0131m itibar\u0131yla \u00f6nceki haftaya g\u00f6re 4 milyar 8 milyon lira art\u0131\u015fla 280 milyar 287 milyon liraya \u00e7\u0131kt\u0131. Takipteki alacaklar\u0131n 207 milyar 709 milyon liras\u0131na \u00f6zel kar\u015f\u0131l\u0131k ayr\u0131ld\u0131.<\/p>\n<\/div>\n<div>\n<p>Ayn\u0131 d\u00f6nemde bankac\u0131l\u0131k sisteminin yasal \u00f6z kaynaklar\u0131, 5 milyar 797 milyon lira y\u00fckselerek 3 trilyon 299 milyar 246 milyon lira oldu.<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k\u00a0D\u00fczenleme ve Denetleme Kurumunun (BDDK) haftal\u0131k b\u00fcltenine g\u00f6re, sekt\u00f6r\u00fcn kredi hacmi 15 Kas\u0131m itibar\u0131yla 11 milyar 818 milyon lira artarken t\u00fcketici kredilerinde b\u00fcy\u00fcme h\u0131z\u0131 alt\u0131 ay\u0131n zirvesini g\u00f6rd\u00fc.<\/p>\n","protected":false},"author":1,"featured_media":102084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[86,663,114,662,1078],"class_list":["post-102083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-buyume","tag-kredi","tag-milyar","tag-milyon-lira","tag-trilyon"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/102083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=102083"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/102083\/revisions"}],"predecessor-version":[{"id":102086,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/102083\/revisions\/102086"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/102084"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=102083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=102083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=102083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}