{"id":57532,"date":"2024-07-08T07:00:06","date_gmt":"2024-07-08T07:00:06","guid":{"rendered":"https:\/\/ekamu.net\/?p=57532"},"modified":"2024-07-08T07:00:06","modified_gmt":"2024-07-08T07:00:06","slug":"mevduat-faizinde-10-puanlik-gerileme","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/07\/08\/mevduat-faizinde-10-puanlik-gerileme\/","title":{"rendered":"Mevduat faizinde 10 puanl\u0131k gerileme"},"content":{"rendered":"<div>\n<p>Mevduat faizlerinde gerileme ivmesi bayram haftas\u0131nda da devam etti.<\/p>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131&#8217;n\u0131n (TCMB) verilerine g\u00f6re \u00fc\u00e7 aya kadar vadeli TL mevduatlarda a\u011f\u0131rl\u0131kl\u0131 ortalama faiz 21 Haziran haftas\u0131nda y\u00fczde 58,38 olarak kaydedildi. B\u00f6ylelikle mevduat faizlerinde \u00fc\u00e7 ay sonra y\u00fczde 60&#8217;\u0131n alt\u0131 g\u00f6r\u00fcld\u00fc.<\/p>\n<p>Mevduat faizleri 19 Nisan haftas\u0131nda y\u00fczde 68,88 ile zirve seviyesini g\u00f6rm\u00fc\u015ft\u00fc. Son gelinen noktada bu zirve seviyeye g\u00f6re mevduat faizlerinde 10 puanl\u0131k gerileme ya\u015fanm\u0131\u015f oldu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 21 Haziran ile biten haftada \u00f6nceki haftaya g\u00f6re 104,8 milyar lira artarak 16 trilyon 943,1 milyar liraya y\u00fckselmi\u015fti.<\/p>\n<\/div>\n<div>\n<p><b><strong>TCMB&#8217;den yeni hamle<\/strong><\/b><\/p>\n<p>Mevduat faizlerinde gerileme ivmesi ya\u015fan\u0131rken T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131&#8217;ndan (TCMB) yeni bir d\u00fczenleme geldi.<\/p>\n<div>\n<p>TCMB, zorunlu kar\u015f\u0131l\u0131klar (ZK) hakk\u0131nda tebli\u011fin &#8220;Zorunlu Kar\u015f\u0131l\u0131klarda Farkl\u0131la\u015fma&#8221; ba\u015fl\u0131kl\u0131 10. maddesini y\u00fcr\u00fcrl\u00fckten kald\u0131rd\u0131.<\/p>\n<p>Resmi Gazete&#8217;de yay\u0131mlanan zorunlu kar\u015f\u0131l\u0131klar hakk\u0131nda tebli\u011fde de\u011fi\u015fiklik yap\u0131lmas\u0131na dair tebli\u011fle yap\u0131lan d\u00fczenleme kapsam\u0131nda, tebli\u011fin TCMB taraf\u0131ndan belirlenen esaslara g\u00f6re bankalarca hesaplanacak kald\u0131ra\u00e7 oran\u0131 bulunan bankalara, ilave olarak zorunlu kar\u015f\u0131l\u0131k tesis edilmesine d\u00f6n\u00fck &#8220;Zorunlu Kar\u015f\u0131l\u0131klarda Farkl\u0131la\u015fma&#8221; ba\u015fl\u0131kl\u0131 10. madde 21 Haziran&#8217;dan ge\u00e7erli olmak \u00fczere y\u00fcr\u00fcrl\u00fckten kald\u0131r\u0131ld\u0131.<\/p>\n<\/div>\n<div>\n<p>TCMB zorunlu kar\u015f\u0131l\u0131k i\u00e7in kald\u0131ra\u00e7 oran\u0131na dayal\u0131 y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc kald\u0131rarak bankalar\u0131n maliyetlerini a\u015fa\u011f\u0131 \u00e7ekecek ve mevduat taraf\u0131nda bankalar\u0131 rahatlatacak bir ad\u0131m att\u0131.<\/p>\n<\/div><\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>3 aya varan vadeli mevduatlarda ortalama faiz Nisan ortas\u0131ndaki zirvesinden bu yana 10 puana varan gerileme ya\u015fad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":57533,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2495,1285,2490],"class_list":["post-57532","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-mevduat-faizleri","tag-tcmb","tag-zorunlu-karsilik"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/57532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=57532"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/57532\/revisions"}],"predecessor-version":[{"id":57534,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/57532\/revisions\/57534"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/57533"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=57532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=57532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=57532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}