{"id":58218,"date":"2024-07-09T05:36:05","date_gmt":"2024-07-09T05:36:05","guid":{"rendered":"https:\/\/ekamu.net\/?p=58218"},"modified":"2024-07-09T05:36:05","modified_gmt":"2024-07-09T05:36:05","slug":"garanti-bbvadan-kripto-yasasi-yorumu","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/07\/09\/garanti-bbvadan-kripto-yasasi-yorumu\/","title":{"rendered":"Garanti BBVA’dan kripto yasas\u0131 yorumu"},"content":{"rendered":"
\n

T\u00fcrkiye’de kripto varl\u0131klara dair ilk yasal \u00e7er\u00e7eveyi olu\u015fturan kanun teklifi, TBMM Genel Kurulu’nda kabul edilerek yasala\u015ft\u0131.<\/p>\n

Yasa ile kripto varl\u0131k piyasas\u0131nda faaliyet g\u00f6stermek isteyen i\u015fletmelere lisans zorunlulu\u011fu getirilirken, ekosistemi d\u00fczenleme yetkisi Sermaye Piyasas\u0131 Kuruluna verildi.<\/p>\n

Garanti BBVA Dijital Varl\u0131klar Genel M\u00fcd\u00fcr\u00fc Korcan Abal\u0131, yasa ile ilgili yapt\u0131\u011f\u0131 de\u011ferlendirmede, yat\u0131r\u0131mlarda g\u00fcven fakt\u00f6r\u00fcn\u00fcn \u00f6nemli oldu\u011funu ve bu a\u00e7\u0131dan d\u00fczenlemeyi \u00e7ok \u00f6nemli bulduklar\u0131n\u0131 belirtti.<\/p>\n

Garanti BBVA Dijital Varl\u0131klar olarak uluslararas\u0131 ve ulusal alanda s\u0131k\u0131 denetlenen bir sekt\u00f6rden geldiklerini ifade eden Abal\u0131, \u015fu ifadeleri kulland\u0131:<\/p>\n<\/div>\n

\n

“\u0130lk g\u00fcnden itibaren kendi s\u0131n\u0131rlar\u0131m\u0131z\u0131 sanki bir d\u00fczenleme varm\u0131\u015f gibi olu\u015fturduk. \u015eimdi d\u00fczenlemeler t\u00fcm sekt\u00f6r\u00fc kapsayacak. Yat\u0131r\u0131mc\u0131n\u0131n ve yat\u0131r\u0131mlar\u0131n \u00fczerindeki koruma, kripto hizmet sa\u011flay\u0131c\u0131n\u0131n sorumlulu\u011funun tespitiyle art\u0131yor. Bununla coin listeleme ko\u015fullar\u0131n\u0131n s\u0131k\u0131la\u015fmas\u0131 da beklenebilir. Biz genel olarak sekt\u00f6r\u00fcn tokenizasyon gibi konularda b\u00fcy\u00fcyebilece\u011fini de\u011ferlendiriyoruz. Geli\u015fmeleri de ikincil d\u00fczenlemeler ve uygulama esaslar\u0131n\u0131n belirleyece\u011fini \u00f6ng\u00f6r\u00fcyoruz.”\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/p>\n

Abal\u0131, yasa kapsam\u0131nda MiCA, BIS, SAB 121 gibi mevzuatlara, kurallara, dolayl\u0131 olarak ba\u011fl\u0131 olunmas\u0131 sebebiyle \u00f6n haz\u0131rl\u0131k yapt\u0131klar\u0131n\u0131 s\u00f6yledi.<\/p>\n

\u0130kincil d\u00fczenlemelere de\u011finen Abal\u0131, \u015funlar\u0131 kaydetti:<\/p>\n

“Vergi, raporlama, muhasebe standartlar\u0131 gibi konular\u0131n ikincil d\u00fczenlemelerle netle\u015fmesini bekliyoruz. S\u00fcre\u00e7te ayr\u0131ca kripto yasas\u0131 kadar Sermaye Piyasas\u0131 Kurulu, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu, MASAK, Gelir \u0130daresi taraf\u0131ndan bekledi\u011fimiz ikincil d\u00fczenlemeler de \u00f6nemli olacak. Bu geli\u015fmelere g\u00f6re ilerleyece\u011fiz.”<\/p>\n

“Yak\u0131n zamanda yeni coinler eklenecek”<\/b><\/p>\n

Abal\u0131, Garanti BBVA Kripto platformunda hali haz\u0131rda Bitcoin, Ethereum, Ethereum \u00fczerinden ERC-20 token olarak USDC, Avax ile dolar ve \u00e7aprazlarla al\u0131m-sat\u0131m yap\u0131ld\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

Platforma yak\u0131n zamanda yeni coinler eklenebilece\u011fini aktaran Abal\u0131, “\u0130\u015flem limitleri var ve g\u00fcncel olarak Garanti BBVA Kripto mobil uygulamam\u0131z ve web sitemizde \u015feffaf bir \u015fekilde ilan ediyoruz. Komisyon \u00fccretlerini belirlerken m\u00fc\u015fterilerimizin g\u00f6r\u00fc\u015flerini, \u015firketimizin finansal hedeflerini, maliyetleri, vergilendirme ko\u015fullar\u0131 gibi dinamikleri g\u00f6z \u00f6n\u00fcnde bulunduruyoruz” de\u011ferlendirmesini yapt\u0131.<\/p>\n

Abal\u0131, saklama hizmetine ili\u015fkin \u015fu bilgileri payla\u015ft\u0131:<\/p>\n

“Blokzincirde hak ve varl\u0131\u011f\u0131n sahipli\u011fini olu\u015fturan \u00f6zel anahtarlar\u0131 (kripto de\u011fi\u015fkenleri), \u00f6zel donan\u0131mlarda (Hardware security mod\u00fcle) olu\u015fturuyoruz ve \u015fifresi hi\u00e7bir \u015fekilde d\u0131\u015far\u0131ya \u00e7\u0131km\u0131yor. \u00d6zel anahtarlardan \u015fifrelenen a\u00e7\u0131k anahtarlar ise banka hesab\u0131 gibi payla\u015f\u0131labiliyor, blokzincirle a\u011f d\u00fc\u011f\u00fcmleri arac\u0131l\u0131\u011f\u0131yla s\u0131cak c\u00fczdan \u00fczerinden ileti\u015fime ge\u00e7ilerek i\u015flemler ger\u00e7ekle\u015ftiriliyor ya da ger\u00e7ekle\u015fen i\u015flem bilgisi al\u0131n\u0131yor. Bu \u015fekilde Bitcoin, Ethereum ve Avalanche c-chain a\u011flar\u0131yla ba\u011flant\u0131m\u0131z var. Genel olarak t\u00fcm ERC-20 tokenlar\u0131 desteklemekle coin se\u00e7imi i\u015flemlerini ge\u00e7emeyen coinleri listelemiyoruz. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde Solana, Cardano, Polkadot gibi a\u011flarla, Chiliz, ASI gibi tokenlar\u0131 da listeleme s\u00fcre\u00e7leri olumlu sonu\u00e7lan\u0131rsa desteklemeyi planl\u0131yoruz.”<\/p>\n

T\u00fcm s\u00fcre\u00e7lerin yasal bir d\u00fczenleme varm\u0131\u015f gibi olu\u015fturduklar\u0131na dikkati \u00e7eken Abal\u0131, Uptime Enstit\u00fcs\u00fcn\u00fcn Tier-4 standard\u0131na uyum sertifikas\u0131na sahip olan ve T\u00fcrkiye’de y\u00fcksek yedeklikle i\u015fletilen Garanti BBVA’n\u0131n veri merkezlerini kulland\u0131klar\u0131n\u0131 kaydetti.<\/p>\n

Abal\u0131, kullan\u0131c\u0131lar i\u00e7in \u00fcst d\u00fczey g\u00fcvenlik sa\u011flamak i\u00e7in \u00e7al\u0131\u015ft\u0131klar\u0131n\u0131 ifade ederek, blokzincir teknolojileri i\u00e7in bunun dahi \u00fczerinde \u00f6zel \u015fifrelenmi\u015f alanlarda ve donan\u0131mlarla g\u00fcvenlik sa\u011flamay\u0131 hedeflediklerini vurgulad\u0131.<\/p>\n

G\u00fcvenlik konusuna ili\u015fkin Abal\u0131, \u015fu bilgileri verdi:<\/p>\n

“Y\u00fcksek yedeklilik, k\u0131sa s\u00fcrede ve kay\u0131ps\u0131z kesintiden d\u00f6n\u00fc\u015f hedefleri, uluslararas\u0131 standartlar \u00e7er\u00e7evesinde veri g\u00fcvenli\u011fi ve y\u00f6neti\u015fim standartlar\u0131 \u00e7er\u00e7evesinde denetimler, i\u00e7-d\u0131\u015f g\u00fcvenlik testleri, mobil tehdit savunma sistemleri, g\u00f6zetim sistemleri, genel \u00e7\u00f6z\u00fcm tasar\u0131m\u0131 denetimi, donan\u0131m g\u00fcvenlik anahtar\u0131 g\u00fcvenli\u011fi, FIPS-140-2 seviye 4 g\u00fcvenlik donan\u0131m\u0131 standard\u0131, m\u00fc\u015fterini s\u00fcrekli tan\u0131ma, risk profiline, davran\u0131\u015flar\u0131na g\u00f6re de\u011ferlendirme, co\u011frafi eri\u015fim, kayna\u011f\u0131 ve hedefi takip, fraud kontrolleri, standart i\u015flemci\/onayc\u0131 kontrolleri gibi standartlara ba\u011fl\u0131 s\u00fcre\u00e7lerimizle m\u00fc\u015fterilerimizin g\u00fcvenli\u011fini sa\u011fl\u0131yoruz.”<\/p>\n

Kripto varl\u0131klar\u0131n kredi teminat\u0131 olarak g\u00f6sterilmemesi<\/b><\/p>\n

Abal\u0131, Bitcoin, Ethereum gibi kriptolar i\u00e7in bankalarda yak\u0131n zamanda kredi teminat\u0131 say\u0131lma konusunda bir geli\u015fme olaca\u011f\u0131na dair bir i\u015faret g\u00f6rmedikleri belirterek, “Stabil paralar ile tokenize edilmi\u015f varl\u0131klarla ilgili olarak sermaye piyasalar\u0131 ve ticari hayat\u0131n dijitalle\u015fmesi ba\u011flam\u0131nda bu t\u00fcr uygulamalar\u0131n gelmesi beklenebilir” diye konu\u015ftu.<\/p>\n

Yasan\u0131n T\u00fcrkiye’deki yerle\u015fik bireyleri kapsad\u0131\u011f\u0131n\u0131 hat\u0131rlatan Abal\u0131, \u00e7ifte vatanda\u015fl\u0131k d\u0131\u015f\u0131nda, yabanc\u0131 bireysel m\u00fc\u015fterilerin i\u015flem yapmas\u0131 halinde, kimlik do\u011frulama s\u00fcre\u00e7leriyle ilgili MASAK’\u0131n getirece\u011fi \u015fartlar\u0131n etkili olaca\u011f\u0131n\u0131 aktard\u0131.<\/p>\n

Abal\u0131, “Kurumlar i\u00e7in de daha \u00f6nce de\u011ferlendirdi\u011fimiz bir durum olmas\u0131 sebebiyle kripto servis sa\u011flay\u0131c\u0131n\u0131n ve saklamac\u0131n\u0131n d\u00fczenlenmesinin d\u0131\u015f\u0131nda, T\u00fcrkiye’de bu varl\u0131klar\u0131n m\u00fclkiyeti konusunun \u00e7ok net olmas\u0131 ve uluslararas\u0131 d\u00fczenlemeler \u00e7er\u00e7evesinde uluslararas\u0131 kurumlar\u0131n, varl\u0131klar\u0131n\u0131n m\u00fclkiyetinin kar\u015f\u0131l\u0131kl\u0131 olarak garanti edilmesi gerekiyor” ifadelerini kulland\u0131.<\/p>\n<\/div>\n

<\/p>\n

Kaynak :\u00a0Bloomberg HT<\/span><\/p>\n

<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Garanti\u00a0BBVA Dijital Varl\u0131klar Genel M\u00fcd\u00fcr\u00fc Korcan Abal\u0131, kripto yasas\u0131 ile sekt\u00f6r\u00fcn tokenizasyon gibi konularda b\u00fcy\u00fcyebilece\u011fini belirterek, “Vergi, raporlama, muhasebe standartlar\u0131 gibi konular\u0131n ikincil d\u00fczenlemelerle netle\u015fmesini bekliyoruz”…<\/p>\n","protected":false},"author":1,"featured_media":58219,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2534,1655,68,1542,542],"class_list":["post-58218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-abali","tag-duzenleme","tag-guven","tag-kripto","tag-yasa"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/58218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=58218"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/58218\/revisions"}],"predecessor-version":[{"id":58220,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/58218\/revisions\/58220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/58219"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=58218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=58218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=58218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}