{"id":61482,"date":"2024-07-15T15:24:04","date_gmt":"2024-07-15T15:24:04","guid":{"rendered":"https:\/\/ekamu.net\/?p=61482"},"modified":"2024-07-15T15:24:04","modified_gmt":"2024-07-15T15:24:04","slug":"faizler-temmuzun-ilk-haftasinda-artti","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/07\/15\/faizler-temmuzun-ilk-haftasinda-artti\/","title":{"rendered":"Faizler Temmuz&#8217;un ilk haftas\u0131nda artt\u0131"},"content":{"rendered":"<div>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k ve banka istatistiklerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 5 Temmuz ile biten haftada \u00f6nceki haftaya g\u00f6re 249,1 milyar lira azalarak 16 trilyon 751 milyar 447 milyon 233 bin liraya gerilerken faizlerde \u0131l\u0131ml\u0131 bir art\u0131\u015f g\u00f6zlendi.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131 (bankalar aras\u0131 dahil) 5 Temmuz ile biten haftada 249 milyar 60 milyon 773 bin lira azal\u0131\u015fla 16 trilyon 751 milyar 447 milyon 233 bin liraya indi.<\/p>\n<p>Bu d\u00f6nemde faizlerinde ya\u015fanan gerileme yerini art\u0131\u015fa b\u0131rakt\u0131. 28 Haziran haftas\u0131nda 1-3 vadeli ortalama bile\u015fik TL mevduat\u0131 y\u00fczde 59,2 olarak ger\u00e7ekle\u015firken, 5 Temmuz Haftas\u0131nda s\u00f6z konusu faiz oran\u0131 y\u00fczde 59,5 olarak kaydedildi.<\/p>\n<\/div>\n<div>\n<p>Ayn\u0131 hafta ticari ve ihtiya\u00e7 kredi faizlerinde gerileme devam etti. 28 Haziran haftas\u0131nda y\u00fczde 74,6 olan ihtiya\u00e7 kredisi5 Temmuz haftas\u0131nda y\u00fczde 76,9 olarak izlenirken, bir \u00f6nceki hafta y\u00fczde 62,3 olan ticari kredi faizi de y\u00fczde 63,1 olarak kaydedildi.<\/p>\n<\/div>\n<div>\n<figure>\n<div> <img decoding=\"async\" src=\"https:\/\/ekamu.net\/wp-content\/uploads\/2024\/07\/faizler-temmuzun-ilk-haftasinda-artti-0-VSBgwbDG.jpg\"\/> <\/div>\n<\/figure><\/div>\n<\/p>\n<p>Ayn\u0131 d\u00f6nemde bankalardaki TL cinsi mevduat y\u00fczde 1,95 d\u00fc\u015f\u00fc\u015fle 9 trilyon 992 milyar 612 milyon 725 bin lira, yabanc\u0131 para (YP) cinsinden mevduat ise y\u00fczde 1,48 azal\u0131\u015fla 5 trilyon 946 milyar 223 milyon 930 bin lira oldu.<\/p>\n<p>Bankalarda bulunan toplam YP mevduat\u0131, ge\u00e7en hafta 193 milyar 24 milyon dolar d\u00fczeyinde ger\u00e7ekle\u015firken, bu tutar\u0131n 162 milyar 502 milyon dolar\u0131 yurt i\u00e7inde yerle\u015fik ki\u015filerin hesaplar\u0131nda topland\u0131.<\/p>\n<p>Yurt i\u00e7i yerle\u015fiklerin toplam YP mevduat\u0131nda, parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f veriler g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda 5 Temmuz itibar\u0131yla 1 milyar 681 milyon dolarl\u0131k azal\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<p><b>Taksitli ticari kredi miktar\u0131 artt\u0131<\/b><\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredileri, ge\u00e7en hafta y\u00fczde 0,07 artarak 1 trilyon 638 milyar 970 milyon 976 bin lira oldu.<\/p>\n<p>Ayn\u0131 d\u00f6nemde taksitli ticari krediler y\u00fczde 0,16 y\u00fckseli\u015fle 1 trilyon 566 milyar 562 milyon 278 bin liraya, kredi kartlar\u0131 bakiyesi ise y\u00fczde 0,34 art\u0131\u015fla 1 trilyon 932 milyar 79 milyon 948 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredilerinin 403 milyar 780 milyon 156 bin liras\u0131 konut, 69 milyar 541 milyon 555 bin liras\u0131 ta\u015f\u0131t ve 1 trilyon 165 milyar 649 milyon 265 bin liras\u0131 di\u011fer kredilerden olu\u015ftu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn TCMB dahil toplam kredi hacmi de 5 Temmuz ile biten haftada 27 milyar 566 milyon 830 bin lira artarak 13 trilyon 366 milyar 354 milyon 946 bin liraya y\u00fckseldi.<\/p>\n<p>Toplam kredi hacmi, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 39,78 art\u0131\u015f kaydetti.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 verilerine g\u00f6re, ihtiya\u00e7, ticari ve TL mevduat faizlerinde bir s\u00fcredir ya\u015fanan gerileme ve durgunlu\u011fun ard\u0131ndan Temmuz&#8217;da \u0131l\u0131ml\u0131 bir art\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n","protected":false},"author":1,"featured_media":61483,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[48,675,663,114,42],"class_list":["post-61482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-bin-lira","tag-kredi","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/61482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=61482"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/61482\/revisions"}],"predecessor-version":[{"id":61485,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/61482\/revisions\/61485"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/61483"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=61482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=61482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=61482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}