BLOOMBERG HT\/\u00d6ZEL<\/strong>-TCMB y\u00f6netimi, uygulanmakta olan programa d\u00f6n\u00fck olarak g\u00f6r\u00fc\u015f al\u0131\u015fveri\u015finde bulunmak ad\u0131na banka genel m\u00fcd\u00fcrleri ile bir araya geldi. \u00d6nceki toplant\u0131larda karar verildi\u011fi \u015fekilde 3 ayda bir d\u00fczenli olarak yap\u0131lacak olan isti\u015fare toplant\u0131s\u0131nda, bankalar\u0131n \u00e7e\u015fitli konularda taleplerini dile getirdikleri, TCMB y\u00f6netiminin ise kendi duru\u015fuyla ilgili bak\u0131\u015f a\u00e7\u0131s\u0131n\u0131 payla\u015ft\u0131\u011f\u0131 \u00f6\u011frenildi. DDM faizinde alt s\u0131n\u0131r a\u015fa\u011f\u0131 gelebilir<\/b><\/p>\n D\u00f6viz D\u00f6n\u00fc\u015f\u00fcml\u00fc Mevduat\u2019ta (DDM) \u015fu an itibariyle verilen faiz \u00f6nceki d\u00fczenlemeler \u00e7er\u00e7evesinde y\u00fczde 40\u2019\u0131n alt\u0131na inemiyor. Bankalar \u00e7\u0131k\u0131\u015f\u0131 te\u015fvik i\u00e7in bu faizin alt\u0131na inilmesi y\u00f6n\u00fcnde talepte bulundu\u011fu, TCMB\u2019nin ise bu s\u0131n\u0131r\u0131n 5 puana kadar a\u015fa\u011f\u0131 \u00e7ekilmesi konusunda ad\u0131m at\u0131labilece\u011fine dair g\u00f6r\u00fc\u015f bildirdi\u011fi \u00f6\u011frenildi.<\/p>\n DDM’de zorunlu kar\u015f\u0131l\u0131klara vade ayarlamas\u0131<\/b><\/p>\n Ayn\u0131 \u00e7er\u00e7evede bankalar\u0131n DDM i\u015flemlerinde vadelere g\u00f6re farkl\u0131la\u015fan zorunlu kar\u015f\u0131l\u0131klar konusunda da d\u00fczenleme yap\u0131lmas\u0131nda fayda bulundu\u011funa dair g\u00f6r\u00fc\u015f beyan ettikleri belirtildi. Zorunlu kar\u015f\u0131\u011fa nema talebi<\/b><\/p>\n Bankalar\u0131n bir di\u011fer yakla\u015f\u0131m\u0131 ise yap\u0131lan zorunlu kar\u015f\u0131l\u0131k d\u00fczenlemeleri sonras\u0131nda ortaya \u00e7\u0131kan karl\u0131l\u0131k sorunu oldu. Bankalar, zorunlu kar\u015f\u0131l\u0131k d\u00fczenlemeleri sonras\u0131nda TCMB\u2019de tutmak durumunda kald\u0131klar\u0131 paran\u0131n vadesiz mevduat tutar\u0131n\u0131n \u00f6nemli bir b\u00f6l\u00fcm\u00fcne yakla\u015ft\u0131\u011f\u0131n\u0131 belirterek nema konusunda TCMB\u2019den destek istedi.<\/p>\n YP kredi kartlar\u0131nda tavan<\/b><\/p>\n Ayr\u0131ca karl\u0131l\u0131k \u00e7er\u00e7evesinde \u00f6zellikle yabanc\u0131 para kredi kartlar\u0131nda uygulanan y\u00fczde 1.8\u2019lik s\u0131n\u0131r\u0131n kendilerini zorlad\u0131\u011f\u0131n\u0131 belirten bankalar, bu rakam\u0131n kendi maliyetlerinin \u00e7ok alt\u0131nda<\/b> kald\u0131\u011f\u0131 g\u00f6r\u00fc\u015f\u00fcn\u00fc bildirdi. Tavan\u0131n y\u00fckseltilmesi talebini dile getirdi. Bu iki konuda Merkez Bankas\u0131 y\u00f6netiminin not ald\u0131\u011f\u0131 ifade ediliyor.<\/p>\n B\u00fcy\u00fck montanl\u0131 YP kredilere y\u00fczde 2 ayar\u0131<\/b><\/p>\n Bloomberg HT\u2019nin edindi\u011fi bilgiye g\u00f6re toplant\u0131da \u00fczerinde konu\u015fulan bir di\u011fer konu ise kredilere uygulanan y\u00fczde 2 b\u00fcy\u00fcme s\u0131n\u0131r\u0131 oldu. Bankac\u0131lar\u0131n y\u00fczde 2 s\u0131n\u0131r\u0131n\u0131 zorlayan b\u00fcy\u00fck montanl\u0131 yabanc\u0131 para yat\u0131r\u0131m kredilerine d\u00f6n\u00fck bir uyarlama talebinde bulunduklar\u0131, bu talebin de de\u011ferlendirilece\u011fi yan\u0131t\u0131n\u0131 ald\u0131klar\u0131 \u00f6\u011frenildi.<\/p>\n Toplant\u0131da TCMB y\u00f6netiminin ise program konusunda kararl\u0131l\u0131\u011f\u0131n\u0131 dile getirdi\u011fi \u00f6\u011frenildi. Rezerv art\u0131\u015f\u0131n\u0131n s\u00fcrece\u011fi mesaj\u0131n\u0131 veren Merkez Bankas\u0131 y\u00f6neticilerinin \u201c\u0130\u015fler \u015fu a\u015famada yolunda gitse de sorunlar tamamen ortadan kalkm\u0131\u015f de\u011fil\u201d s\u00f6zleriyle ihtiyat mesaj\u0131 verdi\u011fi vurguland\u0131.<\/p>\n\n <\/p>\n Kaynak :\u00a0Bloomberg HT<\/span><\/p>\n <\/span><\/p>\n","protected":false},"excerpt":{"rendered":" T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) y\u00f6netimi, daha \u00f6nce \u00e7eyreklik bazda d\u00fczenli yap\u0131lmas\u0131 kararla\u015ft\u0131r\u0131lan isti\u015fare toplant\u0131lar\u0131 \u00e7er\u00e7evesinde banka genel m\u00fcd\u00fcrleri ile bir araya geldi. Bloomberg HT\u2019nin edindi\u011fi bilgilere g\u00f6re, toplant\u0131da D\u00f6viz…<\/p>\n","protected":false},"author":1,"featured_media":62661,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[3082,48,663,588,2490],"class_list":["post-62660","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-aya","tag-banka","tag-kredi","tag-vade","tag-zorunlu-karsilik"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/62660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=62660"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/62660\/revisions"}],"predecessor-version":[{"id":62662,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/62660\/revisions\/62662"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/62661"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=62660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=62660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=62660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Bloomberg HT\u2019nin edindi\u011fi bilgilere g\u00f6re, toplant\u0131da TCMB y\u00f6netimi KKM\u2019den \u00e7\u0131k\u0131\u015f konusundaki yakla\u015f\u0131m\u0131n\u0131 bir kez daha dile getirdi. Bankalar\u0131n ise bu konuda yap\u0131lmas\u0131 gerekti\u011fini d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fc ince ayara dair \u00f6nerilerde bulunduklar\u0131 ifade edildi.<\/p>\n
Daha \u00f6nceki uygulamalarda uzun vadeye y\u00f6nlendirme iste\u011fi \u00e7er\u00e7evesinde 6 aya kadar olan vadeye uygulanan zorunlu kar\u015f\u0131l\u0131klar 3 aya g\u00f6re avantaj sa\u011fl\u0131yordu. Bankalar\u0131n 6 aydaki zorunlu kar\u015f\u0131l\u0131k avantaj\u0131n\u0131n k\u0131sa vadeyle e\u015fitlenmesini \u00f6nerdi\u011fi, TCMB y\u00f6netiminin ise bu yakla\u015f\u0131m\u0131 olumlu g\u00f6rd\u00fc\u011f\u00fc bildirildi.<\/p>\n