{"id":70725,"date":"2024-08-15T16:00:05","date_gmt":"2024-08-15T16:00:05","guid":{"rendered":"https:\/\/ekamu.net\/?p=70725"},"modified":"2024-08-15T16:00:05","modified_gmt":"2024-08-15T16:00:05","slug":"tl-mevduat-faizi-geriledi-ihtiyac-kredisi-faizi-artti","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/08\/15\/tl-mevduat-faizi-geriledi-ihtiyac-kredisi-faizi-artti\/","title":{"rendered":"TL mevduat faizi geriledi, ihtiya\u00e7 kredisi faizi artt\u0131"},"content":{"rendered":"<div>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k para ve banka istatistiklerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131 (bankalar aras\u0131 dahil) 9 A\u011fustos ile biten haftada 178 milyar 509 milyon 573 bin lira art\u0131\u015fla 17 trilyon 470 milyar 570 milyon 918 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>9 A\u011fustos haftas\u0131nda 1-3 ay vadeli ortalama bile\u015fik TL mevduat faizi gerileyerek y\u00fczde 58,5 olarak ger\u00e7ekle\u015fti. Ticari kredi faizi y\u00fczde 61&#8217;e gerilerken ihtiya\u00e7 kredisi de faizi y\u00fczde 74,6&#8217;ya y\u00fckseldi.<\/p>\n<div>\n<figure>\n<div> <img decoding=\"async\" src=\"https:\/\/ekamu.net\/wp-content\/uploads\/2024\/08\/tl-mevduat-faizi-geriledi-ihtiyac-kredisi-faizi-artti-0-uc9c76ax.jpg\"\/> <\/div>\n<\/figure><\/div>\n<\/p>\n<p>Ayn\u0131 d\u00f6nemde bankalardaki TL cinsi mevduat y\u00fczde 0,22 art\u0131\u015fla 10 trilyon 377 milyar 113 milyon 946 bin lira, yabanc\u0131 para (YP) cinsinden mevduat ise y\u00fczde 2,50 y\u00fckseli\u015fle 6 trilyon 320 milyar 446 milyon 978 bin lira oldu.<\/p>\n<\/div>\n<div>\n<p>Bankalarda bulunan toplam YP mevduat\u0131, ge\u00e7en hafta 198 milyar 812 milyon dolar d\u00fczeyinde ger\u00e7ekle\u015firken, bu tutar\u0131n 167 milyar 928 milyon dolar\u0131 yurt i\u00e7inde yerle\u015fik ki\u015filerin hesaplar\u0131nda topland\u0131.<\/p>\n<p>Yurt i\u00e7i yerle\u015fiklerin toplam YP mevduat\u0131nda, parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f veriler g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda 9 A\u011fustos itibar\u0131yla 2 milyar 844 milyon dolarl\u0131k art\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<p><b>Taksitli ticari kredi miktar\u0131 artt\u0131<\/b><\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredileri, ge\u00e7en hafta y\u00fczde 0,72 artarak 1 trilyon 679 milyar 489 milyon 584 bin lira oldu.<\/p>\n<p>Ayn\u0131 d\u00f6nemde taksitli ticari krediler y\u00fczde 0,75 y\u00fckseli\u015fle 1 trilyon 626 milyar 883 milyon 141 bin liraya \u00e7\u0131karken, kredi kartlar\u0131 bakiyesi ise y\u00fczde 0,60 azal\u0131\u015fla 2 trilyon 3 milyar 734 milyon 931 bin liraya indi.<\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredilerinin 408 milyar 140 milyon 567 bin liras\u0131 konut, 65 milyar 538 milyon 768 bin liras\u0131 ta\u015f\u0131t ve 1 trilyon 205 milyar 810 milyon 249 bin liras\u0131 di\u011fer kredilerden olu\u015ftu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn TCMB dahil toplam kredi hacmi de 9 A\u011fustos ile biten haftada 104 milyar 227 milyon 226 bin lira artarak 13 trilyon 777 milyar 90 milyon 594 bin liraya y\u00fckseldi.<\/p>\n<p>Toplam kredi hacmi, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 38,77 art\u0131\u015f kaydetti.<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 9 A\u011fustos ile biten haftada \u00f6nceki haftaya g\u00f6re yakla\u015f\u0131k 178,5 milyar lira artarak 17 trilyon 470,6 milyar liraya y\u00fckselirken TL mevduat faizlerinde gerileme g\u00f6r\u00fcld\u00fc. \u0130htiya\u00e7 kredisi faizlerinde ise \u0131l\u0131ml\u0131 bir&#8230;<\/p>\n","protected":false},"author":1,"featured_media":70726,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[48,675,663,114,42],"class_list":["post-70725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-bin-lira","tag-kredi","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/70725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=70725"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/70725\/revisions"}],"predecessor-version":[{"id":70728,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/70725\/revisions\/70728"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/70726"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=70725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=70725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=70725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}