{"id":72338,"date":"2024-08-21T18:12:05","date_gmt":"2024-08-21T18:12:05","guid":{"rendered":"https:\/\/ekamu.net\/?p=72338"},"modified":"2024-08-21T18:12:05","modified_gmt":"2024-08-21T18:12:05","slug":"abdde-mortgage-faizleri-ve-basvurulari-dustu","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/08\/21\/abdde-mortgage-faizleri-ve-basvurulari-dustu\/","title":{"rendered":"ABD&#8217;de mortgage faizleri ve ba\u015fvurular\u0131 d\u00fc\u015ft\u00fc"},"content":{"rendered":"<div>\n<p>Mortgage Bankalar Birli\u011fi (MBA), 16 A\u011fustos ile sona eren haftaya ili\u015fkin mortgage verilerini a\u00e7\u0131klad\u0131.<\/p>\n<p>Buna g\u00f6re, mortgage ba\u015fvurular\u0131 ge\u00e7en hafta \u00f6nceki haftaya k\u0131yasla y\u00fczde 10,1&#8217;lik d\u00fc\u015f\u00fc\u015f kaydetti.<\/p>\n<p>Bu d\u00f6nemde konut sat\u0131n almaya y\u00f6nelik ba\u015fvurular y\u00fczde 5 ve yeniden finansman ba\u015fvurular\u0131 y\u00fczde 15 geriledi.<\/p>\n<p>\u00dclkede 30 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131, ge\u00e7en hafta y\u00fczde 6,54&#8217;ten y\u00fczde 6,50&#8217;ye indi ve May\u0131s 2023&#8217;ten bu yana en d\u00fc\u015f\u00fck seviye g\u00f6r\u00fcld\u00fc.<\/p>\n<p>Ayn\u0131 d\u00f6nemde 15 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131 ise y\u00fczde 5,96&#8217;dan y\u00fczde 6,04&#8217;e y\u00fckseldi.<\/p>\n<\/div>\n<div>\n<p>MBA Ba\u015fkan Yard\u0131mc\u0131s\u0131 ve Yard\u0131mc\u0131 Ba\u015fekonomisti Joel Kan, finansal piyasalardaki birka\u00e7 haftal\u0131k oynakl\u0131\u011f\u0131n ard\u0131ndan hem mortgage oranlar\u0131 hem de ba\u015fvurular\u0131n\u0131n istikrara kavu\u015ftu\u011funu, bunun da mortgage faizlerinde d\u00fc\u015f\u00fc\u015fe yol a\u00e7t\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n<p>Sat\u0131n alma ba\u015fvurular\u0131ndaki d\u00fc\u015f\u00fc\u015fe i\u015faret eden Kan, &#8220;Artan envanter seviyelerine ra\u011fmen konut sat\u0131\u015flar\u0131 yava\u015flad\u0131. Daha d\u00fc\u015f\u00fck mortgage faizlerine ra\u011fmen potansiyel al\u0131c\u0131lar art\u0131k daha fazla se\u00e7enek oldu\u011fu i\u00e7in daha se\u00e7ici olabilir.&#8221; de\u011ferlendirmesinde bulundu.<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD&#8217;de 30 y\u0131l vadeli mortgage (konut kredisi) i\u00e7in ortalama faiz oran\u0131 ge\u00e7en hafta y\u00fczde 6,54&#8217;ten y\u00fczde 6,50&#8217;ye inerken, mortgage ba\u015fvurular\u0131 da y\u00fczde 10,1 azald\u0131.<\/p>\n","protected":false},"author":1,"featured_media":72339,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2670,2669],"class_list":["post-72338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-basvurular","tag-mortgage"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/72338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=72338"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/72338\/revisions"}],"predecessor-version":[{"id":72340,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/72338\/revisions\/72340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/72339"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=72338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=72338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=72338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}