{"id":76399,"date":"2024-09-06T11:36:05","date_gmt":"2024-09-06T11:36:05","guid":{"rendered":"https:\/\/ekamu.net\/?p=76399"},"modified":"2024-09-06T11:36:05","modified_gmt":"2024-09-06T11:36:05","slug":"ihtiyac-kredisi-faizi-yedi-haftada-57-puan-geriledi","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/09\/06\/ihtiyac-kredisi-faizi-yedi-haftada-57-puan-geriledi\/","title":{"rendered":"\u0130htiya\u00e7 kredisi faizi yedi haftada 5,7 puan geriledi"},"content":{"rendered":"<p><div>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k para ve banka istatistiklerine g\u00f6re sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 29 A\u011fustos ile biten haftada \u00f6nceki haftaya g\u00f6re 1,9 milyar lira azalarak 17 trilyon 955,4 milyar liraya geriledi.<\/div>\n<div>Mevudat ve ticari kredi faizlerinde \u0131l\u0131ml\u0131 bir seyir g\u00f6r\u00fcl\u00fcrken ihtiya\u00e7 kredisi faizlerinde d\u00fc\u015f\u00fc\u015f izlendi.<\/div>\n<div>29 A\u011fustos haftas\u0131nda 1-3 ay vadeli ortalama bile\u015fik TL mevduat faizi gerileyerek y\u00fczde 59,3 olarak ger\u00e7ekle\u015firken ticari kredi faizi de y\u00fczde 59,7 olarak kaydedildi.<\/div>\n<div>Ayn\u0131 d\u00f6nem ihtiya\u00e7 kredisi yedi haftada 5,7 puan gerileyerek y\u00fczde 77,9&#8217;dan y\u00fczde 72,2&#8217;ye d\u00fc\u015ft\u00fc.<\/div>\n<div>\n<div>\n<figure>\n<div> <img decoding=\"async\" src=\"https:\/\/ekamu.net\/wp-content\/uploads\/2024\/09\/ihtiyac-kredisi-faizi-yedi-haftada-57-puan-geriledi-0-5wAi6OmR.jpg\"\/> <\/div>\n<\/figure><\/div>\n<\/p>\n<p>Ayn\u0131 d\u00f6nemde bankalardaki TL cinsi mevduat y\u00fczde 0,29 azal\u0131\u015fla 10 trilyon 608 milyar 359 milyon 497 bin lira, yabanc\u0131 para (YP) cinsinden mevduat ise y\u00fczde 0,15 d\u00fc\u015f\u00fc\u015fle 6 trilyon 556 milyar 328 milyon 525 bin lira oldu.<\/p>\n<p>Bankalarda bulunan toplam YP mevduat\u0131, ge\u00e7en hafta 203 milyar 188 milyon dolar d\u00fczeyinde ger\u00e7ekle\u015firken, bu tutar\u0131n 171 milyar 168 milyon dolar\u0131 yurt i\u00e7inde yerle\u015fik ki\u015filerin hesaplar\u0131nda topland\u0131.<\/p>\n<p>Yurt i\u00e7i yerle\u015fiklerin toplam YP mevduat\u0131nda, parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f veriler g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda 29 A\u011fustos itibar\u0131yla 1 milyar 148 milyon dolarl\u0131k azal\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<\/div>\n<p><b>Taksitli ticari kredi miktar\u0131 artt\u0131<\/b><\/p>\n<div>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredileri, ge\u00e7en hafta y\u00fczde 0,86 artarak 1 trilyon 706 milyar 663 milyon 412 bin lira oldu.<\/p>\n<p>Ayn\u0131 d\u00f6nemde taksitli ticari krediler y\u00fczde 0,99 y\u00fckseli\u015fle 1 trilyon 685 milyar 246 milyon 30 bin liraya, kredi kartlar\u0131 bakiyesi ise y\u00fczde 2,31 art\u0131\u015fla 2 trilyon 59 milyar 818 milyon 220 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredilerinin 411 milyar 431 milyon 765 bin liras\u0131 konut, 63 milyar 318 milyon 459 bin liras\u0131 ta\u015f\u0131t ve 1 trilyon 231 milyar 913 milyon 188 bin liras\u0131 di\u011fer kredilerden olu\u015ftu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn TCMB dahil toplam kredi hacmi de 29 A\u011fustos ile biten haftada 110 milyar 55 milyon 124 bin lira artarak 14 trilyon 120 milyar 393 milyon 847 bin liraya y\u00fckseldi.<\/p>\n<p>Toplam kredi hacmi, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 41,16 art\u0131\u015f kaydetti.<\/p>\n<\/div>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k\u00a0sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 29 A\u011fustos ile biten haftada \u00f6nceki haftaya g\u00f6re 1,9 milyar lira azalarak 17 trilyon 955,4 milyar liraya gerilerken mevduat faizleri yatay seyertti. \u0130htiya\u00e7 kredisi faizi ise 7 haftada 5,7 puan d\u00fc\u015ft\u00fc.<\/p>\n","protected":false},"author":1,"featured_media":76400,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[675,663,676,114,42],"class_list":["post-76399","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bin-lira","tag-kredi","tag-mevduat","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/76399","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=76399"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/76399\/revisions"}],"predecessor-version":[{"id":76402,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/76399\/revisions\/76402"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/76400"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=76399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=76399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=76399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}