{"id":77910,"date":"2024-09-21T05:48:16","date_gmt":"2024-09-21T05:48:16","guid":{"rendered":"https:\/\/ekamu.net\/?p=77910"},"modified":"2024-09-21T05:48:16","modified_gmt":"2024-09-21T05:48:16","slug":"abdde-mortgage-faizleri-15-yilin-en-dusuk-seviyesine-indi","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/09\/21\/abdde-mortgage-faizleri-15-yilin-en-dusuk-seviyesine-indi\/","title":{"rendered":"ABD&#8217;de mortgage faizleri 1,5 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine indi"},"content":{"rendered":"<div>\n<p>Mortgage Bankalar Birli\u011fi (MBA), 6 Eyl\u00fcl ile sona eren haftaya ili\u015fkin mortgage verilerini a\u00e7\u0131klad\u0131.<\/p>\n<p>Buna g\u00f6re, mortgage ba\u015fvurular\u0131, ge\u00e7en hafta \u00f6nceki haftaya k\u0131yasla y\u00fczde 1,4&#8217;l\u00fck art\u0131\u015f kaydetti.<\/p>\n<p>Bu d\u00f6nemde konut sat\u0131n almaya y\u00f6nelik ba\u015fvurular y\u00fczde 2, yeniden finansman ba\u015fvurular\u0131 y\u00fczde 1 y\u00fckseldi.<\/p>\n<p>\u00dclkede 30 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131, ge\u00e7en hafta y\u00fczde 6,43&#8217;ten 6,29&#8217;a indi ve \u00fcst \u00fcste alt\u0131nc\u0131 haftada d\u00fc\u015f\u00fc\u015f kaydetti.<\/p>\n<p>Ayn\u0131 d\u00f6nemde 15 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131 da y\u00fczde 5,98&#8217;den y\u00fczde 5,71&#8217;e d\u00fc\u015ft\u00fc.<\/p>\n<p>MBA Ba\u015fkan Yard\u0131mc\u0131s\u0131 ve Yard\u0131mc\u0131 Ba\u015fekonomisti Joel Kan, 30 y\u0131l vadeli mortgage faizinin \u015eubat 2023&#8217;ten bu yana en d\u00fc\u015f\u00fck seviyeye indi\u011fini bildirdi.<\/p>\n<\/div>\n<div>\n<p>Hazine tahvili faizlerinin; azalan enflasyon, yava\u015flayan i\u015f g\u00fcc\u00fc piyasas\u0131 ve ABD Merkez Bankas\u0131n\u0131n (Fed) bu ay yapmas\u0131 beklenen ilk faiz indirime yan\u0131t verdi\u011fini belirten Kan, mortgage faizlerinin de bir y\u0131l \u00f6ncesine g\u00f6re neredeyse 1 puan daha d\u00fc\u015f\u00fck oldu\u011funu kaydetti.<\/p>\n<p>Kan, yeniden finansman ba\u015fvurular\u0131n\u0131n ge\u00e7en y\u0131la g\u00f6re daha h\u0131zl\u0131 seyretti\u011fine de\u011finerek, ancak bir\u00e7ok bor\u00e7lunun y\u00fczde 5&#8217;in <b>alt\u0131nda<\/b> faiz oranlar\u0131nda kredi \u00f6demeleri nedeniyle yeniden finansman potansiyelinin hala s\u0131n\u0131rl\u0131 kald\u0131\u011f\u0131 de\u011ferlendirmesinde bulundu.<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD&#8217;de 30 y\u0131l vadeli mortgage (konut kredisi) i\u00e7in ortalama faiz oran\u0131 ge\u00e7en hafta y\u00fczde 6,43&#8217;ten y\u00fczde 6,29&#8217;a inerken, \u015eubat 2023&#8217;ten bu yana en d\u00fc\u015f\u00fck seviye kaydedildi.<\/p>\n","protected":false},"author":1,"featured_media":77911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1131,2669],"class_list":["post-77910","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faiz","tag-mortgage"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/77910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=77910"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/77910\/revisions"}],"predecessor-version":[{"id":77912,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/77910\/revisions\/77912"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/77911"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=77910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=77910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=77910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}