{"id":78323,"date":"2024-09-22T04:00:07","date_gmt":"2024-09-22T04:00:07","guid":{"rendered":"https:\/\/ekamu.net\/?p=78323"},"modified":"2024-09-22T04:00:07","modified_gmt":"2024-09-22T04:00:07","slug":"ihtiyac-kredisi-faizi-iki-ayda-63-puan-geriledi","status":"publish","type":"post","link":"https:\/\/ekamu.net\/index.php\/2024\/09\/22\/ihtiyac-kredisi-faizi-iki-ayda-63-puan-geriledi\/","title":{"rendered":"\u0130htiya\u00e7 kredisi faizi iki ayda 6,3 puan geriledi"},"content":{"rendered":"<div>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k para ve banka istatistiklerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131 (bankalar aras\u0131 dahil) 6 Eyl\u00fcl ile biten haftada 145 milyar 815 milyon 164 bin lira azal\u0131\u015fla 17 trilyon 809 milyar 715 milyon 336 bin liraya indi.<\/p>\n<p>Bu d\u00f6nemde mevduat faizi yatay seyretti. \u0130htiya\u00e7 kredisi faizi de iki ayda 6,3 puan d\u00fc\u015ft\u00fc.<\/p>\n<p>6 Eyl\u00fcl haftas\u0131nda 1-3 ay vadeli ortalama bile\u015fik TL mevduat faizi gerileyerek y\u00fczde 59,3 olarak ger\u00e7ekle\u015firken ticari kredi faizi de y\u00fczde 60,9 olarak kaydedildi.<\/p>\n<p>Ayn\u0131 d\u00f6nem ihtiya\u00e7 kredisi iki ayda 6,3 puan gerileyerek y\u00fczde 77,9&#8217;dan y\u00fczde 71,7&#8217;ye d\u00fc\u015ft\u00fc.<\/p>\n<\/div>\n<div>\n<div>\n<figure>\n<div> <img decoding=\"async\" src=\"https:\/\/ekamu.net\/wp-content\/uploads\/2024\/09\/ihtiyac-kredisi-faizi-iki-ayda-63-puan-geriledi-0-KuHG3JEC.jpg\"\/> <\/div>\n<\/figure><\/div>\n<\/p>\n<p>Ayn\u0131 d\u00f6nemde bankalardaki TL cinsi mevduat y\u00fczde 1,74 d\u00fc\u015f\u00fc\u015fle 10 trilyon 415 milyar 590 milyon 728 bin lira, yabanc\u0131 para (YP) cinsinden mevduat ise y\u00fczde 0,42 y\u00fckseli\u015fle 6 trilyon 581 milyar 163 milyon 884 bin lira oldu.<\/p>\n<p>Bankalarda bulunan toplam YP mevduat\u0131, ge\u00e7en hafta 203 milyar 803 milyon dolar d\u00fczeyinde ger\u00e7ekle\u015firken, bu tutar\u0131n 172 milyar 72 milyon dolar\u0131 yurt i\u00e7inde yerle\u015fik ki\u015filerin hesaplar\u0131nda topland\u0131.<\/p>\n<p>Yurt i\u00e7i yerle\u015fiklerin toplam YP mevduat\u0131nda, parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f veriler g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda 6 Eyl\u00fcl itibar\u0131yla 847 milyon dolarl\u0131k art\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<p><b>Taksitli ticari kredi miktar\u0131 artt\u0131<\/b><\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredileri, ge\u00e7en hafta y\u00fczde 0,21 artarak 1 trilyon 710 milyar 328 milyon 184 bin lira oldu.<\/p>\n<p>Ayn\u0131 d\u00f6nemde taksitli ticari krediler y\u00fczde 0,67 y\u00fckseli\u015fle 1 trilyon 696 milyar 468 milyon 595 bin liraya, kredi kartlar\u0131 bakiyesi ise y\u00fczde 0,10 art\u0131\u015fla 2 trilyon 61 milyar 912 milyon 674 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredilerinin 413 milyar 57 milyon 320 bin liras\u0131 konut, 62 milyar 397 milyon 936 bin liras\u0131 ta\u015f\u0131t ve 1 trilyon 234 milyar 872 milyon 928 bin liras\u0131 di\u011fer kredilerden olu\u015ftu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn TCMB dahil toplam kredi hacmi de 6 Eyl\u00fcl ile biten haftada 15 milyar 331 milyon 272 bin lira artarak 14 trilyon 135 milyar 732 milyon 417 bin liraya y\u00fckseldi.<\/p>\n<p>Toplam kredi hacmi, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 40,89 art\u0131\u015f kaydetti.<\/p>\n<\/div>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">Bloomberg HT<\/span><\/p>\n<p><span style=\"display: block; width: 343.125px; color: rgb(55, 58, 60); font-size: 14px; background-color: rgb(255, 249, 236);\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k\u00a0sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 6 Eyl\u00fcl ile biten haftada \u00f6nceki haftaya g\u00f6re 145,8 milyar lira azalarak 17 trilyon 809,7 milyar liraya gerilerken, ihtiya\u00e7 kredisi faizi de iki ayda 6,3 puan d\u00fc\u015ft\u00fc.<\/p>\n","protected":false},"author":1,"featured_media":78324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[675,663,676,114,42],"class_list":["post-78323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bin-lira","tag-kredi","tag-mevduat","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/78323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/comments?post=78323"}],"version-history":[{"count":1,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/78323\/revisions"}],"predecessor-version":[{"id":78326,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/posts\/78323\/revisions\/78326"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media\/78324"}],"wp:attachment":[{"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/media?parent=78323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/categories?post=78323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekamu.net\/index.php\/wp-json\/wp\/v2\/tags?post=78323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}